The bank has come under a visa gift card no purchase fee lot of scrutiny in recent years because of a series of scandals.
Earn 75,000 Bonus Points after you use your new Card to make 3,000 in purchases within the first 3 months.
Anyone who accumulates 110,000 miles christmas basket giveaways within a calendar year will earn one.The Platinum Card from American Express has undergone a recent facelift and is now more competitive in the premium credit card arena.Solid travel rewards Aside from earning 2x points on any travel-related expense, if you redeem through Chase Ultimate Rewards, you can boost your points by 25 percent.New cardholders will also be eligible to earn 50,000 bonus points if you spend at least 4,000 on purchases in the first 3 months.Three of our top picks have annual fees, but as John Ulzheimer, formerly of fico, explained, Most higher-end rewards cards are going to have annual fees, and thats just a nature of their business.In some cases, a high annual fee isnt worth.We selected cards with premium benefits that were rare, such as immediate status in hotel loyalty programs, a cash reward for students maintaining excellent grades, expedited passage through airport security, membership to exclusive lounges, as well as access to white glove concierge services.
No late fee on first late payment.
How to choose a rewards credit card.

If youre having trouble deciding on a type of rewards card, give special consideration to cash back.Besides that, you also get an above-average 3 cash back at US gas stations and select US department stores.The annual fee of 95 is waived the first year.Someone who travels frequently might not need 6 cash back on groceries, for example.Best Amex Cash Back Credit Card Blue Cash Everyday from American Express In addition to being the best cash back card, the Blue Cash Everyday from American Express also happens to be the best American Express credit card with no annual fee!Earn 50,000 bonus points after you spend 4,000 on purchases in the first 3 months from account opening.Enjoy 60,000 bonus miles after spending 5,000 on purchases in the first 90 days Earn unlimited 2X miles on every purchase Book travel your wayno airline, seat or hotel restrictionsand redeem your miles for travel statement credits Get 5 miles back to use toward your.

Flexible use of points, cardholders will also benefit from the, chase Ultimate Rewards program, which allows you to combine the points you earn with 13 travel rewards programs including, united, Southwest and, marriott Hotels.
Someone who carries a balance on their cards will save more by focusing on debt repayment and raising their fico score, but someone who pays their card in full each month has more flexibility.